Lousy student health insurance – An update

Aetna Student Health finally returned my call about the $500 in medical bills they haven’t paid. Now I’m getting a completely different answer (I think I’ve been given about four different explanations so far). The most recent customer service representative said that I met the maximum benefit level for this medical service. I explained that…

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Courant article highlights medical causes of bankruptcy and foreclosure, if you read into the article

The headline of an article in Sunday’s Courant reads “In CT and elsewhere, more debtors choose personal bankruptcy,” but they missed an important point. The slant of the article is the growing number of bankruptcies resulting from foreclosures. The article describes Maryann Hagberg, a Waterbury woman, and her husband forced into bankruptcy to remain in…

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Lousy student health insurance coverage

While I was a student at the University of Connecticut School of Social Work, we were required to have health insurance. If we didn’t have insurance on our own, we had to buy it through the school and the only option was Accident/Sickness Insurance from Aetna Student Health. It was fairly inexpensive – $870 for…

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Health Care Advocate’s Office saved CT patients $5.07 for every $1 spent on the office last year

The annual report of our state Office of Healthcare Advocate (OHA) describes the importance of this office and what CT consumers could lose if the Governor is successful in eliminating it. The number of patients getting help from the office has grown every year reaching 2,143 last year. Those cases returned over $5 million to…

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COBRA calls to the consumer helpline

I have been getting more phone calls from people who are losing their jobs and are looking for health insurance. We discuss COBRA as an option but it is usually too expensive for them. For one consumer and his two children, it would cost $1000 per month for the COBRA premiums (under the recently passed…

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CT insurers push plan for universal health care; Rests on individual mandate

According to today’s Hartford Courant, CT’s insurance industry is promoting a plan to cover everyone in the state. The industry is proposing to create a pool for individuals who can’t get or can’t afford insurance in the market now. They expect state subsidies to make the coverage affordable – there is no mention of the…

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The federal stimulus and SCHIP: How much help is there for CT’s health?

A new analysis by the CT Health Policy Project details significant relief for CT’s consumers and our state budget in new federal legislation. CT can expect $1.3 billion in higher Medicaid reimbursements raising our matching rate from 50% to 56.2% until the end of next year, but the money comes with strings. To qualify the…

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More companies conducting dependent coverage eligibility audits

Until recently most companies have just taken an employee’s word that the people they list for coverage under their family benefits are eligible. However, as health costs rise and margins drop more employers are checking, according to the Wall Street Journal. Almost three in four large US companies intend to conduct “dependent eligibility audits” this…

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CT insurers push plan for universal health care; Rests on individual mandate

According to today’s Hartford Courant, CT’s insurance industry is promoting a plan to cover everyone in the state. The industry is proposing to create a pool for individuals who can’t get or can’t afford insurance in the market now. They expect state subsidies to make the coverage affordable – there is no mention of the…

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February health policy web quiz

Test your knowledge of an individual insurance mandate – what it would mean for CT, the challenges, and costs. Take the CT Health Policy Project February health policy web quiz. For more on the individual mandate, go to our policy paper or issue brief.

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