insurance
Analysis: New study finds 1 in 5 households has medical debt that averages $21,687
Having health insurance is no longer the protection it used to be. A pair of new studies shine a bright light on inadequate insurance and its consequences – medical debt. Read more
Read MoreNumber of uninsured CT residents continues down despite COVID
Download the report The latest numbers from the US Census on US health coverage last year find that there were 184,000 uninsured Connecticut residents (5.2%) in 2021, down 23,000 from 2019 (at 5.9%). Both years were far below 2013, before implementation of the Affordable Care Act, when 333,000 or 9.4% of state residents were uninsured.…
Read MorePrimary care spending boost and capitation didn’t work in private plans either
The big idea circulating in some CT health policy circles to control the costs of healthcare is to boost primary care with tons of money and capitate provider payments. Primary care is regular health care for prevention, like check-ups, and common health problems. A new study finds that the idea failed in private insurance, as…
Read MoreOp-Ed: Governor’s Healthcare Record Misses Opportunities
Last week, the Governor and his administration held a press conference nominally to promote their efforts to lower healthcare costs, but mostly for damage control. There’s been understandable criticism of the state insurance department’s decision to trim the unjustified insurer rate increase requests for next year from 20% to 13%. Insurers have been very profitable…
Read MoreOP-ED: Be careful in making changes when the glass is half full
There is good news on Connecticut health spending – and we can use it. Analysis of new data has found, not surprisingly, that Connecticut residents spend a lot on healthcare. But the good news is that our average annual rate of growth, at 1.8%, was the ninth lowest among states from 2013 to 2019. We…
Read MoreGood news on CT healthcare costs
New data from researchers at the University of Washington on state per person healthcare spending finds that between 2013 and 2019, Connecticut’s costs grew at the ninth lowest level among states. We dropped from seventh highest in the US in 2014 to eleventh in 2019. Our growth rate was lower than nearby comparator states and…
Read MoreCTNJ Op-Ed: Insurers’ explanations for extreme rate increases don’t make sense
Connecticut’s health insurers are asking state regulators to let them increase premiums an average of 20.4%, far more than last year’s 8.6% request. Insurers in other states are asking for less than half as much. Connecticut insurers are blaming increased demand for services due to COVID backlogs, that deductibles aren’t keeping up with rising costs,…
Read MoreCovered CT opens no-cost health insurance coverage to adults
Friday, the state expanded zero-cost health insurance coverage to include childless adults through the Covered Connecticut program. The program covered parents and child caregivers starting last year, but now any Connecticut adult with qualifying income can enroll in zero-cost health insurance through Access Health CT. The state expects 40,000 people to qualify for the expanded…
Read MoreBook Club — Noise: A Flaw in Human Judgement
Noise – A Flaw in Human Judgement by Daniel Kahneman, Oliver Sibony, and Cass Sunstein, is long, so it sat on my bookshelf for awhile. But it’s worth the time. Noise is the variation in judgements that shouldn’t vary. Judges should give similar sentences in similar cases, underwriters should find the same expected risks from…
Read MoreCTNJ Op-Ed: Advice from an advocate for the next OHS Director
Op-Ed: Advice from an advocate for the next OHS Director This week the Lamont administration announced that Vicki Veltri will be leaving state service in a few weeks. She will be missed. Director of the Office of Health Strategy is a tough job. The cost of healthcare is straining every budget in the state, including…
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