Report: CT family premiums rising 8.2X faster than earnings

A new report by Families USA finds that from 2000 to 2007, family health insurance premiums in CT rose from $7,292 to $13,173 (80.7%) while CT family median earnings rose only 9.9%. Employees’ share of premiums rose even more – 10.5 times faster than earnings. Individual coverage grew by 52.8% during those years, and employees’…

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Sinking or Swimming in the High-Risk Pool?

On the front page of the New York Times this morning, I saw an article that highlights a problem with proposals to model a new component of national healthcare coverage on states’ high-risk pools. Earlier this year, I had been looking at the Connecticut High-Risk Pool (created by the Connecticut Health Care Act of 1975).…

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COBRA calls to Consumer Network Helpline

In the past three weeks, the Consumer Health Action Network (888-873-4585) has received a number of calls about COBRA. COBRA (which stands for the Consolidated Omnibus Budget Reconciliation Act) is the federal law that allows workers and their dependents to continue group health coverage at their own expense after employer coverage ends because of termination,…

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State taking applications for Charter Oak

This morning at the Town Line Diner in Rocky Hill, the state began signing up consumers for the Charter Oak Plan. The Governor held a press conference at the diner announcing the opening of the plan and two consumers filled out applications. New information includes premiums which vary between $75 and $279/month and an annual…

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HUSKY, Charter Oak and other session updates

The General Assembly acted on very few health proposals this year. Some things that did pass: HB 5536 — Rep. Donovan’s bill to allow municipalities and small business to buy directly into the state employee plan pool – the Courant says “Rell’s signature is iffy”. Even if she does approve it, the plan may not…

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CT family premiums grew by 21% from 2001 to 2005; median income grew by 2.4%

A new report explains why CT families are feeling like they are moving backward. “Squeezed: How Costs for Insuring Families are Outpacing Income” by the Robert Wood Johnson Foundation found while the percent of premium that CT families pay dropped slightly from 2001 to 2005, total average family premium payments increased 6.4%. In more bad…

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CA to review thousands of insurance policy cancellations after consumers get sick, New CT law prohibits this practice

The LA Times reports that the CA Dept. of Managed Health Care will be reviewing thousands of cancelled individual policies looking for cases where coverage was cancelled after patients have become ill, despite paying premiums for years. The insurers cancel policies citing errors by consumers on insurance applications, often completed years earlier and often honest…

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CT Health Notes highlights

Some highlights from the latest CT Health Notes — the CT Health Policy Project’s e-newsletter: • UConn hospital study recommends partnering with area competitors, Hospital needs another $22 million this year • AHRQ annual quality and health disparity reports find mixed results • Consumer directed health plans continue to attract healthier, wealthier members Click here…

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Office of Health Care Advocate saved over $4 million for CT consumers in 2007

For every dollar spent on the Office of Health Care Advocate (OHA), $4.42 was returned to CT consumers in health care services last year, according to OHA’s most recent annual report. From 2001 to 2007, OHA helped consumers with almost 10,000 complaints. Additionally, OHA was able to get two pieces of consumer protection legislation passed…

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