CT insurance exchange premiums high, but growing slower than national and regional averages

A new analysis by the Urban Institute finds that insurance exchange premiums for the lowest-cost Silver plan in CT averaged 0.7% growth annually over the last two years. This is well below growth at the national and regional averages of 5.5% and 4.2% respectively. While they aren’t rising as quickly, CT premiums started out much…

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22,166 CT residents sharing $1.8 million in ACA premium rebates

Over $469 million in 2014 insurance premium rebates will soon be going back to US consumers including 22,166 CT residents, according to CMS. CT rebates will average $177 per family. Since 2011, under the Affordable Care Act, insurers are required to spend at least 80% of individual and small group insurance premiums on medical care…

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Anthem, Aetna and CIGNA have 82.5% of CT health insurance enrollment

  As always, this year’s managed care report card from CT’s Insurance Dept. is fascinating.  Anthem has 44% of total enrollment. Anthem is seeking to buy CIGNA for $54 billion; together they have 64% of CT enrollment. Aetna has 18.5% of enrollment, ConnectiCare has 9.2%, and Oxford/United Health Care has 6.8%. Enrollment is very low…

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CT median insurance premiums often higher on exchange than off

According to an analysis by the US Government Accountability Office of health insurance premiums, CT consumers paid more on our exchange than off, for many plan choices both last year and this year. This is unusual among states; nationally the best deals are usually found on health insurance exchanges. Median monthly silver-level premiums for a…

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Advocates’ guide to underservice recommendations

Connecticut’s State Innovation Model (SIM) is seeking to radically transform our state’s $30 billion health system by aligning incentives to build value. SIM has chosen a shared savings payment model for those reforms. Advocates are concerned about incentives to deny necessary care under the new payment model, as happened in the past. SIM’s Equity and…

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Growing percent of AccessHealth CT members are not using their coverage

A new survey by AccessHealth CT found that 36% of their customers had not used their health coverage, compared to 26% last year. One in four (28%) don’t have a primary care provider. Enrollment in qualified health plans is now 96, 966, down 13,129 from the open enrollment period earlier this year. The biggest reason…

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Eight CT health plans request over 10% premium increases for 2016

A search of CT health insurer rate review submissions on ratereview.healthcare.gov  finds eight plans seeking approval of over 10% increases in premiums for next year. The Affordable Care Act requires that insurers planning significant rate increases must submit those proposals for government review. The same search found only two CT plans proposed increases over 10%…

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CT exchange plans violating ACA women’s coverage protections

Researchers found eight violations in 2014 and thirteen violations this year of Affordable Care Act women’s coverage provisions by plans offered in CT’s insurance exchange. The new report by the National Women’s Law Center analyzed benefits and offerings of ACA-required services women need among marketplace plans in fifteen states. Violations in CT included breastfeeding supports…

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