Today’s CT Post highlights some of the confusion about the insurance rebates mandated by the Affordable Care Act from health plans that didn’t spend at least 80% of premiums on health care and quality. This month 137,452 state residents should get refunds averaging $168 but how they get the money varies. If consumers bought an individual policy the possibilities are a check from their insurer, a discount on their premiums, or a lump sum reimbursement to their account. Employers are not allowed to keep the money for workers who purchased coverage through them. It must be used to benefit the covered workers, but they are still working out how to do that.