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The CT Insurance Dept. has published this year’s comparison of health insurers with interesting comparisons across managed care plans. (Study up for next month’s webquiz). Near the end, on p. 48, medical loss ratios are reported across insurers. It is important to note that the MLR definition used for the report is stricter than the proposed federal reform standards. Even so, all CT HMOs are well above the 85% level that will be required January 1st. Among CT indemnity insurers below 80% (the standard for individual coverage), Golden Rule is the only company with over 350 members.
Ellen Andrews