1. Which of the following does not disqualify you for an HSA?

a) You have a High Deductible Health Plan
b) You are not claimed as a dependent on another person's tax return
c) You have a state health insurance plan
d) You are enrolled in Medicare

2. What happens if you use money from your HSA for food, rent, childcare, or other non-health related expenses?

a) These payouts are taxed as income in addition to a 10% penalty
b) If you are disabled, you may take money out without penalty, but it will still be taxed as income
c) If you are over 65, you may take money out without penalty, but it will still be taxed as income
d) All of the above

3. Whose medical expenses can NOT be covered by an HSA?

a) An individual covered by their spouse's traditional health plan
b) An individual with a High Deductible Health Plan
c) The spouse of someone enrolled in an HSA
d) The dependent of someone enrolled in an HSA

4. What happens to your HSA if you leave your job?

a) Your HSA is terminated
b) Your HSA is portable, so it is still your money
c) You retain the HSA, but you must have a High Deductible Health Plan to access your money
d) You must cancel the HSA

5. Which of the following profiles does not describe consumers with HSAs?

a) More likely to be dissatisfied with their healthcare plan than consumers with comprehensive health plans
b) More conscious of the cost of their healthcare than consumers with comprehensive health plans
c) Pay lower out-of-pocket costs than consumers with comprehensive health plans
d) More likely to put off health care because of cost than consumers with comprehensive health plans